Fintech in Indonesia: An Islamic Outlook

Fintech in Indonesia is an untapped market opportunity. The vast geography of the lands, considerable middle-class growth and poor penetration of financial products altogether combine to create a formidable market for the development of fintech in Indonesia. With only 36% of the population having a bank account, fintech in Indonesia holds the promise of delivering accessible financial services to the underbanked population in the country. It is noteworthy to highlight that platforms of fintech in Indonesia grow by leaps and bounds from year 2015 to end of 2017. Through this period, the number of fintech platforms escalated to reach a total value of USD 18.646 billion as at end of 2017.Moving forward, fintech (all sectors) are projected to be valued at USD 37.146 billion by 2021.


  • Examples of Islamic Fintech Platforms in Indonesia
  • Advantages of Fintech in Indonesia and Challenges Ahead
  • Concluding Remarks and Suggestions

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